{"id":1588,"date":"2021-11-12T13:41:09","date_gmt":"2021-11-12T13:41:09","guid":{"rendered":"https:\/\/www.eastcentral.edu\/finaid\/?page_id=1588"},"modified":"2026-08-19T16:14:19","modified_gmt":"2026-08-19T16:14:19","slug":"va-isakson-roe-section-1018-requirements","status":"publish","type":"page","link":"https:\/\/www.eastcentral.edu\/finaid\/va-isakson-roe-section-1018-requirements\/","title":{"rendered":"VA Isakson & Roe – Section 1018 Requirements"},"content":{"rendered":"\n

Section 1018 of Public Law 116-315<\/h2>\n\n\n\n

Johnny Isakson and David P. Roe, M.D.<\/em> Veterans Health Care and Benefits Improvement Act of 2020, adds new requirements for educational institutions participating in the educational assistance programs of the Department of Veterans Affairs (VA). These new provisions became effective June 15, 2021 and will apply to Institutions of Higher Learning and Non-College Degree institutions beginning August 1, 2021. Many of the requirements are consistent with the requirements of the Principles of Excellence, currently in Executive Order 13607<\/a>; however, there are requirements in addition to those embodied in the Principles of Excellence that schools must also satisfy to maintain approval for GI Bill\u00ae participation.<\/p>\n\n\n\n

Schools must provide a covered individual (a student using benefits under chapter 30, 31, 32, 33, or 35 of title 38, U.S.C., or chapter 1606 of title 10, U.S.C.) with a personalized shopping sheet that contains:<\/p>\n\n\n\n

Estimated total cost of the course that includes tuition, fees, books, supplies, and any other additional costs.
<\/strong>
For specific costs associated with each program, please visit MoSCORES<\/a> on the jobs.mo.gov website.<\/p>\n\n\n\n

Estimates of future costs and aid eligibility are subject to change based on factors that cannot be reliably predicted.  Unforeseeable variables could result in a student’s actual costs and aid eligibility being higher or lower than program-length estimates provided.  <\/em><\/h3>\n\n\n\n

Estimated cost of living expenses.
<\/strong>
麻豆社’s Financial Aid office develops an estimate of the Cost of Attendance (COA) for each student that includes tuition, fees, books, supplies, room and board, transportation, and miscellaneous costs associated with attending 麻豆社.  A student\u2019s actual costs may vary depending on their own unique circumstances.  To estimate your cost of attendance before applying, please use our Net Price Calculator<\/a>.<\/p>\n\n\n\n

Estimates of future costs and aid eligibility are subject to change based on factors that cannot be reliably predicted.  Unforeseeable variables could result in a student’s actual costs and aid eligibility being higher or lower than program-length estimates provided.  <\/em><\/h3>\n\n\n\n

Amount of costs above that are covered by VA Education Benefits.
<\/strong>
To learn more about what costs are covered by your VA Education Benefits, please visit our Financial Aid department\u2019s Veterans Benefits<\/a> page.<\/p>\n\n\n\n

Estimates of future costs and aid eligibility are subject to change based on factors that cannot be reliably predicted.  Unforeseeable variables could result in a student’s actual costs and aid eligibility being higher or lower than program-length estimates provided.  <\/em><\/h3>\n\n\n\n

Other types of Federal financial aid, not administered by VA that is offered by the institution, that the individual may be qualified to receive.<\/strong><\/p>\n\n\n\n

To learn more about the student aid programs available to 麻豆社 students, please visit our Financial Aid Home Page<\/a>.<\/p>\n\n\n\n

Estimates of future costs and aid eligibility are subject to change based on factors that cannot be reliably predicted.  Unforeseeable variables could result in a student’s actual costs and aid eligibility being higher or lower than program-length estimates provided.  <\/em><\/h3>\n\n\n\n

Estimated amount of student loan debt the individual would have upon graduation.<\/strong><\/p>\n\n\n\n

The maximum amounts that students enrolled at East Central students can borrow their first and second academic years are as follows:<\/p>\n\n\n\n

Annual Loan Limits for Dependent Students<\/em><\/strong><\/td><\/tr>
Borrower\u2019s Academic Level<\/strong><\/td>Base Amount<\/strong><\/td>Additional<\/strong><\/td>Total<\/strong><\/td><\/tr>
 <\/td>(Sub + Unsub)<\/td>(Unsub)<\/td>(Sub + Unsub)<\/td><\/tr>
First-Year Undergraduate<\/td>$3,500<\/td>$2,000<\/td>$5,500<\/td><\/tr>
Second-Year Undergraduate<\/td>$4,500<\/td>$2,000<\/td>$6,500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
Loan Limits for Independent Students<\/strong><\/em><\/td><\/tr>
Borrower\u2019s Academic Level<\/strong><\/td>Base Amount<\/strong><\/td>Additional<\/strong><\/td>Total<\/strong><\/td><\/tr>
 <\/td>(Sub + Unsub)<\/td>(Unsub)<\/td>(Sub + Unsub)<\/td><\/tr>
First-Year Undergraduate<\/td>$3,500<\/td>$6,000<\/td>$9,500<\/td><\/tr>
Second-Year Undergraduate<\/td>$4,500<\/td>$6,000<\/td>$10,500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Information regarding Private Student Loans.<\/strong><\/p>\n\n\n\n

Before offering, recommending, arranging, signing-up, dispersing, or enrolling Service members for private student loans, East Central will provide Service members access to an institutional financial aid advisor who will make available appropriate loan counseling, including\u2026 Disclosing the educational institution\u2019s student loan Cohort Default Rate (CDR), the percentage of its students who borrow, and how its CDR compares to the national average.<\/p>\n\n\n\n

Cohort Default Rate Information<\/a><\/p>\n\n\n\n

Information regarding graduation rates.<\/strong><\/p>\n\n\n\n

麻豆社 is required annually to report graduation rates to our institutional accreditor, our program accreditors, and our authorizing entities.<\/p>\n\n\n\n

Graduation Rate Data<\/a><\/p>\n\n\n\n

Information regarding job-placement rates for graduates, if available.
<\/strong>
麻豆社 is required annually to report job placement rates to our institutional accreditor, our program accreditors, and our authorizing entities.<\/p>\n\n\n\n

Job Placement Rate Data<\/a><\/p>\n\n\n\n

Information regarding the acceptance of transfer credits including military credits.<\/strong><\/p>\n\n\n\n

For our transfer credit policies, please refer to our Course Catalog<\/a>.<\/p>\n\n\n\n

Any additional requirements including training, experience, or examinations that are required to obtain a license, certification, or approval for which the course of education prepares the individual.<\/strong><\/p>\n\n\n\n

For comprehensive information about all academic programs offered, including additional requirements such as certification and licensure examinations, please visit our Academic Pathways<\/a> web page and select your program of interest.<\/p>\n\n\n\n

Other information to facilitate comparison by the individual about aid packages offered by different educational institutions.<\/strong><\/p>\n\n\n\n

Financial Aid Shopping Sheet<\/strong> \u2013 All information required in a Financial Aid Shopping Sheet is included on this disclosure page.<\/em><\/p>\n\n\n\n

College Scorecard<\/a><\/strong>
College Navigator<\/a><\/strong>
Net Price Calculator<\/a><\/strong>
GI Bill\u00ae Comparison Tool<\/a><\/strong><\/p>\n\n\n\n

Schools must maintain policies that:<\/strong><\/p>\n\n\n\n

Inform an enrolled covered individual of the availability of federal financial aid, not administered by VA that is offered by the institution.<\/strong><\/p>\n\n\n\n

All students, regardless of their ability to pay, are highly encouraged to complete a FAFSA.  Additionally, information about the types of aid available to 麻豆社 students is posted on the Financial Aid Home Page<\/a>.<\/p>\n\n\n\n

Alert the individual of the potential eligibility for other federal financial aid before packaging or arranging student loans or alternative financing.<\/strong><\/p>\n\n\n\n

Types of loans available through 麻豆社 are:<\/p>\n\n\n\n